Pare down your paid subscriptions

Subscribing to different offers can be tempting sometimes, but it is wise to take an inventory of what you really use.

Pick a bank that gives back

Choose a bank that gives better interest rate to your savings and those who offer less fees.

Check if paying annually to your premiums will give you more discount

If paying your dues annually can give you more savings, why not opt for it.

Set goals

You have to set goals in everything. This could give you better decision making strategy in managing your finances

Watch out for discounted items

If you can get 2 for the price of one, then the more you can save. When you hit shopping malls, look at the discounted section first. Just be sure you only buy what you need.

Take care of yourself

You have to take a rest and treat your body right. Remember that health is wealth. Stay healthy to avoid expensive medical bills.